HDFC ERGO General Insurance Company Limited
miscellaneousplate glass insurance
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plate glass insurance

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Use of glass in buildings is becoming increasingly common due to aesthetic reasons. Glass may be used in facades of the building or in large doors and windows or partitions.
What we insure is for loss or damage to the glass including its breakage, due to fire, impact damage, natural causes or other insured contingencies in the policy. The frames or fixtures forming part of the glass could also be covered if so desired.

Scope of Cover:
This policy covers loss or damage to the plate glass occasioned by breakage. The company will indemnify the Insured by payment for or replacement or repair of such glass.

Exclusions:
The policy covers the following items:
   Deductible Excess stated in the Schedule to the policy.
   Breakage or damage during removal, alterations and/or repairs in or about the premises
   Disfiguration or scratching or damage of glass other than by way of a fracture extending through the entire thickness of glass.
   Breakage of glass, which is not completely and securely fixed.
   Cracked or imperfect glass.
   Expenses incurred for removal or replacement of any fittings or fixtures in order to replace glass.
   Any loss or damage arising from the interruption of or delay in the Insured's business during the time intervening between occurrence of any breakage and reinstatement of such glass.
   Terrorism

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For more information, please write to us at care@hdfcergo.com. You can also contact us on our Toll Free No. 1800-2-700-700.
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