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	Comprehensive Health Insurance : “New Healthwise”is a comprehensive health insurance product providing health insurance to individuals and families.
	Age Criteria : The age limit is 55 years and no medical check required.
	Optional Cover : The policy provides with a wide range of sum insured to choose from and an option to cover spouse, children and dependent parents.
	Tax Benefit : You shall be eligible for a tax benefit under Section 80D.

Benefits Under the Policy: - The scale of benefits payable is described below:

	Hospital Room Expenses : Benefit of up to 1% of sum insured or Rs 5,000 per day, whichever is lower towards expenses of the hospital room. For intensive care, the benefit is 2% of sum insured or Rs 10,000 per day, whichever is lower.
	Specialist Fees : Benefit of up to 40% of sum insured towards reimbursement of costs incurred for a surgeon, anesthetist, consultant, medical practitioner, specialist, etc.
	In- Hospital Medical Treatment : Benefit of up to 20% of sum insured or a maximum of Rs 25,000 towards the costs of hospitalization for Homeopathic, Ayurvedic or other similar recognized treatments.
	Ambulance Charges : Benefit of up to 1% of sum insured or Rs 2,000 per claim, whichever is lower.
	Health Check-up : Benefit of Rs 750/- per person insured towards a health check-up, after 4 consecutive claim free years.
	Organ Donor Hospitalization : Benefit of up to 100% of sum insured towards of reimbursement of costs incurred by a donor in case of an organ transplant for the insured.
	Hospital Cash : Benefit of 1% of sum insured per claim in case of 15 days continuous hospitalization.

Additional Benefits:

This product is designed to offer greater convenience and hassle free claims settlement.
The additional benefits available under this policy are:

	Cashless treatment at more than 4,250 affiliated hospitals
	Easy Payment options – by credit card or cheque
	5% Bonus on Sum Insured for every claim free year.

Coverages at a Glance:

New Healthwise has a whole lot of covers such as:

	In hospitalization medical treatment from sickness and injury- This includes costs for hospital room, specialists’ fees, expenses for ambulance, health check up and organ donor hospitalization along with hospital cash.
	New Healthwise also pays up to Rs. 750 per person towards health check-up (after 4 consecutive claim free-years)

Product Highlights: New Healthwise Premium Payable Figures in Rupees. Premiums are payable annually and include service tax and education cess

Plan - Sum Insured	1,00,000	1,50,000	2,00,000	3,00,000	4,00,000	5,00,000
Age 6 months to 35 Years
Self Only	1,618	2,225	2,629	3,666	4,562	5,478
Self & Spouse	2,912	4,005	4,732	6,599	8,212	9,860
Self & Spouse + 1 Child	4,126	5,674	6,704	9,348	11,633	13,969
Self & Spouse + 2 Child	5,178	7,120	8,413	11,731	14,598	17,530
Age 36 Years to 45 Years
Self Only	1,942	2,781	3,418	5,132	6,615	8,216
Self & Spouse	3,496	5,006	6,152	9,238	11,907	14,789
Self & Spouse + 1 Child	4,952	7,092	8,716	13,087	16,868	20,951
Self & Spouse + 2 Child	6,214	8,899	10,938	16,422	21,168	26,291
Age 46 Years to 55 Years
Self Only	3,203	4,588	5,640	8,467	10,914	13,556
Self and Spouse	5,765	8,258	10,152	15,241	19,645	24,401
Self and Spouse + 1 Child	8,168	11,599	14,382	21,591	27,831	34,568
Self and Spouse + 2 Child	10,250	14,682	18,048	27,094	34,925	43,379
Add-On: For Parents
Age 46 Years to 55 Years
1. Dependent Parent	3,203	-	5,640	8,467	-	13,556
2. Dependent Parents	5,445	-	9,588	14,394	-	23,045

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Download Claim Form   (DOC 435 KB)

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