HDFC ERGO General Insurance Company Limited
ruralgramin suraksha bima
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gramin suraksha bima
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gramin suraksha bima

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Helping to provide accident insurance at an affordable cost.  

This Policy is available to persons between the age of 18 and 60 years who are Members (in groups) of Micro Finance Institutions, Non Government Organisations, Government Sponsored Organisations and such affinity groups / institutions in rural and social sector. Such a Member’s spouse also can be insured.

Typical Benefits of the Gramin Suraksha Bima Policy:

Accidental Death Covers the insured in case of loss of life in an accident.
Permanent Disablement Pays a benefit if the insured is permanently disabled in an accident.

Optional Benefits
Dependent Child Education Benefit: Pays a benefit per dependent child below the age of 21 years (upto a maximum of two dependent children) by way of an education grant on accidental death or permanent total disablement of the Insured Member.
Dependent Girl Child Wedding Benefit: Pays a benefit for marriage of only one dependent girl child below the age of 21 years on accidental death or permanent total disablement of the Insured Member.

Kindly contact us for more information. The premium payable on the policy would be dependent on the benefits purchased.
Please note that all benefits are subject to a maximum amount as stated in the policy. These will be clearly noted in any quotation released or any policy issued.

Claims Process
Claims shall be assessed and paid on the basis of the relevant documents submitted to the Company.
On the occurrence of any event due to which a claim may arise under this policy, prompt notice must be given to the Company.

Insurance is the subject matter of solicitation.
This content is descriptive only. Actual coverage is subject to the language of the policies as issued.


For more information, please write to us at care@hdfcergo.com. You can also contact us on our Toll Free No. 1800-2-700-700.
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